Kelly R. Gusmano
2000 Five Star Bank Plaza
100 Chestnut Street
Rochester, New York 14604
Kelly provides legal counsel relating to long-term care and estate planning for seniors and families. She ensures plans are strategically developed for those who need long-term care at home, within independent-living and assisted-living facilities, and in skilled-care nursing homes. She has experience with a range of resources and strategies, including outright gifts, irrevocable Medicaid trusts, annuities, loans, supplemental-needs trusts, and transfers of real property, to protect assets and reduce or avoid estate taxes. Kelly also assures that Medicaid applications are properly executed.
In addition, Kelly assists clients with Article 17-A and Article 81 guardianships to help care for those with personal- or property-management needs. She provides clients with necessary estate-planning documents, including wills, trusts, powers of attorney, and health care proxies, and guides clients through the transfer of adult guardianships from one state to another.